Best Gold IRA Companies of 2026
We've researched and reviewed the top Gold IRA companies to help you find the right partner for your precious metals investment. Our rankings are based on customer service, fees, reputation, and overall value.
Investment Minimums
Most Gold IRA companies require minimum investments between $10,000 - $50,000 for new accounts. This guide is ideal for investors with at least $50,000+ in rollover-eligible retirement assets (401(k), IRA, 403(b), TSP, or similar), or $20,000+ in cash/savings to invest.
Quick Comparison
| Rank | Company | Rating | Minimum | Best For | Buyback |
|---|---|---|---|---|---|
| 1 | Augusta Precious Metals | 4.9 | $50,000 | Education & Transparency | Yes |
| 2 | Goldco | 4.8 | $25,000 | Customer Service | Yes |
| 3 | American Hartford Gold | 4.7 | $10,000 | Lower Minimums | Yes |
| 4 | Birch Gold Group | 4.6 | $10,000 | Experience & Track Record | Yes |
| 5 | Noble Gold Investments | 4.5 | $20,000 | Royal Survival Packs | Yes |
Detailed Company Reviews
In-depth analysis of each Gold IRA company including pros, cons, fees, and our expert opinion.
Augusta Precious Metals
Our Rating
Augusta Precious Metals is known for its exceptional customer education and transparent pricing. They offer lifetime support and one-on-one web conferences to help investors understand their options.
Pros
- Excellent educational resources
- Transparent, no-pressure sales approach
- Lifetime customer support
- Price match guarantee
- A+ BBB rating with zero complaints
Cons
- Higher minimum investment ($50,000)
- Smaller selection of products
- Phone consultations required for pricing
Fee Structure
Setup Fee
Free
Annual Fee
$180
Storage Fee
$100
Buyback Program
Yes
Request a free consultation
Goldco
Our Rating
Goldco has established itself as a leader in the Gold IRA industry with exceptional customer service and a streamlined rollover process. They're known for making the complex simple.
Pros
- Excellent customer service ratings
- Streamlined rollover process
- Wide selection of IRA-approved metals
- Free gold IRA guide
- A+ BBB rating
Cons
- Minimum investment of $25,000
- Pricing not listed online
- Limited international options
Fee Structure
Setup Fee
Free
Annual Fee
$175
Storage Fee
$100-$150
Buyback Program
Yes
Request a free consultation
American Hartford Gold
Our Rating
American Hartford Gold offers competitive pricing and one of the lower minimum investments in the industry, making Gold IRAs accessible to more investors.
Pros
- Lower minimum investment ($10,000)
- Competitive pricing
- Price protection program
- Free silver on qualifying accounts
- Fast account setup
Cons
- Newer company (founded 2015)
- Limited educational content
- Customer service hours vary
Fee Structure
Setup Fee
Free
Annual Fee
$180
Storage Fee
$100
Buyback Program
Yes
Request a free consultation
Birch Gold Group
Our Rating
With over 20 years in business, Birch Gold Group offers extensive experience and a wide range of precious metals products. They're known for personalized service and expertise.
Pros
- Over 20 years of experience
- Wide product selection
- Personalized investment guidance
- Strong industry reputation
- Educational resources
Cons
- No online pricing
- Setup process can take longer
- Mixed reviews on follow-up communications
Fee Structure
Setup Fee
Free (first year)
Annual Fee
$150-$200
Storage Fee
$100-$150
Buyback Program
Yes
Request a free consultation
Noble Gold Investments
Our Rating
Noble Gold offers unique products including Royal Survival Packs—physical gold you can hold at home for emergencies (separate from IRA holdings).
Pros
- Unique Royal Survival Packs
- No-fee IRA for qualifying accounts
- Excellent customer reviews
- Texas-based depository option
- Transparent communication
Cons
- Relatively newer company
- Higher minimum than some competitors
- Limited international metals
Fee Structure
Setup Fee
Free
Annual Fee
$80
Storage Fee
$150
Buyback Program
Yes
Request a free consultation
How We Rate Gold IRA Companies
Our comprehensive evaluation process ensures accurate and unbiased ratings.
Customer Service
25%Responsiveness, knowledge, and helpfulness of support staff
Fees & Pricing
20%Transparency and competitiveness of fees, premiums, and costs
Reputation
20%BBB rating, customer reviews, industry standing, and complaints
Product Selection
15%Variety and quality of IRA-approved precious metals offered
Education
10%Quality of educational resources and investor guidance
Ease of Process
10%Simplicity of account setup and rollover process
Tips for Choosing a Gold IRA Company
Research Reputation
Check BBB ratings, customer reviews, and industry accreditations. Look for companies with minimal complaints and transparent practices.
Compare Fees
Understand all fees including setup, annual, storage, and transaction costs. Lower fees mean more of your money goes toward actual precious metals.
Evaluate Customer Service
Good customer service is essential. Test responsiveness before committing—call or email with questions and evaluate the quality of responses.
Check Product Selection
Ensure the company offers a variety of IRS-approved precious metals that align with your investment goals and diversification strategy.
Verify Storage Options
Confirm which depositories the company uses and whether they offer segregated storage. Ensure metals are fully insured against theft or loss.
Ask About Buyback
A buyback program makes it easier to liquidate your metals when needed. Check the terms and whether they offer competitive prices.
2026 Gold IRA Company Comparison Chart
Side-by-side comparison of the top Gold IRA companies with fees, minimums, and ratings.
Ready to Get Started?
Learn more about Gold IRAs and how to protect your retirement with precious metals.